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Several countries are considering launching central bank-backed cryptocurrencies that are more stable compared to other cryptos. These will give fiat currency very stiff competition.
The problem with cryptocurrencies replacing fiat money is that they are too volatile.
Cryptocurrencies are becoming increasingly popular worldwide, and top cryptos such as bitcoin might replace real currencies within no time.
https://markets.businessinsider.com/news/cryptocurrencies/bitcoin-vs-fiat-global-finance-2050-crypto-experts-finder-2021-7