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In the UK, unless you rack up over 7000 miles per year, you are going to be overcharged. Another incentive to burn fossil fuels at the cost of others. I can’t wait until the petrochemical industry guys get stung up, they have already been knocked off the rich-list by digital pioneers. There day will come.
Premiums ARE based on milage, somewhat.
…just not proportional, which is what the idea suggests.