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Going into overshoot (debt) looks like the bank manager is happy to do irresponsible lending as long s there is no regulation though. Same old story.
Yeah, it could tie in with Earth overshoot day. See who is spending everyone else’s resources and when our time is likely to be up.
So the bank account is already in the red, and it’s borrowing resources it can’t pay back. There is a good video of overshoot / overdraft here https://youtu.be/z4hMALflIeA